Get accidental insurance cover for just 68 paisa per train ticket booked online

Source: The Hitavada      Date: 07 Sep 2018 11:08:37


 

 

Insurance cover option is not available for ticket booked from counters Scheme offers compensation of Rs 10 lakh to traveller, nominee, legal heir in case of death or total disability, Rs 7.5 lakh for partial disability, up to Rs 2 lakh for medical expenses and Rs 10,000 for transporting mortal remains

By Ankita Garg

HERE’S a good news for those travelling by train as now one can get an accidental insurance cover of their journey for just 68 paisa per ticket. Earlier, Railways was bearing premium amount of passengers after purchasing online ticket from Indian Railway Catering and Tourism Corporation (IRCTC). However, accidental insurance cover will be optional for passengers. If a passenger does not want the insurance cover, he need not pay for the same.
While booking the ticket online, passengers will be getting an option of accidental insurance cover. Railways has stopped paying for premium amount of passengers for accidental claim from September 3. On December 1, 2016, IRCTC had issued insurance premium option to passengers in reservation form and from December 10, 2016, it was mandatory for all passengers to have accidental insurance. Premium amount of accidental
insurance is to be paid by IRCTC. Talking to ‘The Hitavada’, Senior Divisional Commercial Manager (DCM) Bhopal Division Vinod Tamori said, “Accidental insurance cover is applicable only for online tickets booked through IRCTC. It is also mandatory to select option of accidental insurance to claim the cover. After selecting the option of insurance cover, premium amount of 68 paisa is automatically added to the ticket charges. Insurance cover option is not available for ticket booked from counters.” According to Railway officials, the scheme offers compensation of Rs 10 lakh to the traveller, nominee, legal heirs in case of death or total disability, Rs 7.5 lakh for partial disability, up to Rs 2 lakh for hospitalisation expenses and Rs 10,000 for transportation of mortal remains from the place of train accident or site of untoward incident, including dacoity, maoist attack, shootout and other such cases. Children below five years of age are not included in the insurance cover. Accidental insurance can be claimed only on online tickets purchased through IRCTC. Tickets purchased directly from the counter are not covered under insurance scheme. Vinod Tamori said, “Scheme is being implemented by IRCTC in partnership with ICICI Lombard General Insurance, Royal Sundaram General Insurance, Shriram General Insurance and few other insurance companies. There are about 17 companies participating to provide insurance cover to IRCTC passengers.”